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About the Practice

The skills and experience to champion your defense.

Presenting a Strong Defense

The best defense is an experienced debt defense attorney who will get you’re the right deal for your debt problem.

Joseph Harrison is an attorney practicing in New Jersey who spent ten years working as a collection attorney for a major collection firm, leaving the firm as the senior litigation attorney. He is an experienced trial attorney who regularly takes his cases to trial, something few attorneys do.

Joseph I Harrison, Esq.
Previous Professional Employment:

  • Senior litigation attorney for a major collection law firm representing practically every major creditor in many areas of consumer debt
  • Contract attorney for class-action plaintiff’s employment law firm suing on employment violations including minimum wages, overtime, wrongful termination, etc.
  • Insurance defense attorney litigating claims relating to property damage, personal injury, premises liability, etc.

Professional Licenses and Education:

  • Member of the New Jersey Bar since 2011
  • Member of the Federal Bar in the USDC (District of New Jersey)
  • Juris Doctor 2006 University of Florida
Work with a Skilled Credit Repair & Debt Defense Attorney

His former clients include American Express, Bank of America, Capital One, Chase, Discover, Ally Financial, GMAC, Midland funding, Portfolio Recovery, CACH / CACV, Asset Acquisition, National Collegiate Student Loans, HCA hospitals, and many others. His experience gave him one-of-a-kind insight on how best to defend a collection lawsuit and settle a case. While many attorneys only raise the same certain defenses, his position as a collection attorney has given him experience with practically every defense that both law firms and savvy pro se defendants have attempted to use and have seen which ones succeed in defending or settling a case. He is also well known in the industry which can greatly help your case.

Practice Areas

We have a wide range of experience and offer legal services in all debt collection issues, including:
  • Defending debt-related lawsuits
  • Bankruptcy
  • Garnished wages
  • Frozen bank accounts
  • Defaulted judgments
  • Credit report errors
  • Fixing your credit score
  • Consumer rights
  • Debt collection harassment
  • Foreclosure defense
  • Eviction defense
  • Residential debt
  • Commercial / Business debt
  • Credit card debt
  • Medical debt
  • Student loan debt
  • Auto debt
  • Lemon Law
  • Proper lawsuit notification
  • Lawsuits filed in the wrong state or county
  • Debt settlement
  • Loan modifications
  • Civil court lawsuits
  • Telemarketer robocall lawsuits
  • Unpaid overtime
  • Unpaid wages
  • Unpaid debts owed to you
  • Personal injury
  • Family law

Work with a Skilled Credit Repair & Debt Defense Attorney

Have the law offices of Joseph I Harrison, Esq. champion your debt defense.
Although our office and my career started with servicing debt related issues, the standard client in debt usually has several other legal issues which was the cause of the debt. In my experience, over 90% of people in debt had something happen to them that resulted in the debt. The usual culprits typically include either the debtor or a family member losing their job or having a failing business, having their hours reduced to part-time employment, someone getting sick and missing a substantial amount of time from work (or even worse passing away), or going through a divorce.
As we are devoted to customer satisfaction, we have expanded our legal services to put you in the best possible position to recover from the issues that resulted in your debt. If you have a legal need not covered by the below practice areas, we will find an attorney or law firm that is experienced in that area and make the appropriate introductions so you don’t have to look for multiple attorneys. Call our office today to take charge of your financial life again.