Defending against property foreclosure.

If your home is being threatened with foreclosure, call the Law Offices of Joseph I Harrison to find out if you have a viable foreclosure defense or are able to renegotiate your loan to keep your home. Alternatively, we can help you short-sale your home or challenge the foreclosure lawsuit and ensure that they have all the appropriate documentation required to foreclose on your home, keeping you in your home as long as possible. We will also help you avoid the lender seeking a deficiency judgment against you (for the difference between what you owe on the home and the amount the property sells for at short-sale) and avoid the long-term consequences of a foreclosure on your credit report.

There has been substantial news coverage of cases in which judges threw out foreclosure cases due to inadequate documentation or fraud. During the booming house market, the documentation and standard procedures of recording mortgages were faulty or even fraudulent by many of large and small mortgage lenders alike. Foreclosure lawsuits have exposed the highly unethical practices of the mortgage industry including employees’ robo-signing documents they have not read or even using false signatures. Mortgage documents have also been lost or incorrectly dated.